PRS Insurance Solutions offers affordable and reliable disability insurance to the people of Addison, Dallas, Denton, Fort Woth, Houston and Richardson. Disability can happen to anyone and it can come if many different forms, from illness to accidents. Disability knows no boundaries, and no one is immune.
Nobody wants to think about being disabled. It is a scary thought. But what is just as scary if becoming disabled and not have any financial backup to support yourself or your loved ones. Disability insurance will take care of you and your loved ones should you be unable to continue earning a living. Disability insurance is one you hope to never need, but don’t want to be without out it should the need arise.
As a normal healthy person, you already have many living expenses to cover. Should you become disabled due to an accident, a dread disease or some other event, you will have additional medical and related expenses heaped on top of your normal living expenses. When that happens, you need the right medical and disability insurance to see you through.
You may need to consider supplemental insurance such as Medicare advantage plans. These plans include the normal benefits offers by Medicare as well as additional benefits such as prescription drug coverage. Other benefits include:
Medicare Health Maintenance Organization (HMOs)
Preferred Provider Organizations (PPO)
Private Fee-for-Service Plans
Medicare Special Needs Plans
If you are under 65 you might already receive Medicare benefits and have a 6-month open enrolment option for Medigap Plan A.
Health and disability insurance are important but complex topics. It makes sense to get professional advice when looking for health and disability insurance. If you reside in of Addison, Dallas, Denton, Fort Worth, Houston or Richardson, then PRS Insurance Solutions can help you with right health and disability insurance.