Medicare Advantage gives you more flexibility
You get original Medicare and you also get Medicare advantage. If original Medicare does not quite cut if for you then Medicare advantage might be what you need. Medicare Advantage is more like a private health plan. That is because Medicare Advantage is offered by private companies approved by Medicare. If you need help with Original Medicare, Medicare Advantage or Medicare Supplements, then PRS insurance can help. They operate in Dallas, Denton and Houston and can help you with all aspects of Medicare.
Back to Medicare Advantage. There are different Medicare Advantage plans (MA Plans) such as Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs) and Private Fee-For-Service (PFFS). Irrespective of the specific plan, Medicare Advantage offers all the benefits of Original Medicare. However, the rules, costs and restrictions are different so that you have more flexibility with how, where and when you receive care.
Medicare Advantage is often referred to as Part C Medicare. The private companies who offer MA must abide by the rules and regulations set forth by Medicare. Medicare Advantage as the name suggests gives you some more options and choices. Apart from end-stage renal disease (ESRD), there are no restrictions related to pre-conditions and you can select cost-effective enhancements to Medicare B. Some of the enhancements relate to drug prescriptions and treatments. Other benefits of MA Plans are in some cases affordable premiums and lower co-payments, routine vision and dental care.
You can enroll for a Medicare Advantage if you have or qualify for Medicare A & B, you live in an area where the plans is available and you do not have end stage renal disease (ESRD). Different plans have different rules so you should check with your agent exactly how the coverage works. PRS insurance can help you choose the MA plan in Dallas, Denton or Houston.