Medicare Advantage Plus offers normal Medicare plus more
If you are 65 years and older and a citizen of the United States, you most likely qualify for Medicare. There are a few other conditions such as 10 years work in Medicare covered employment. But what about Medicare advantage plans such as Medicare advantage plus?
If you reside in Dallas, Denton or Houston, then PRS Insurance can assist you with all aspects of Medicare, including Medicare Advantage Plus. The reality is that more and more people live longer and that the ageing population is getting larger and larger. Of course as we grow older we are likely to face more health issues and health care is not getting cheaper, in fact medical care has become prohibitively expensive. So how do you pay for the medical care you need given the fact the Medicare itself is by no means comprehensive?
Medicare supplements and advantage plans help to fill some of the gaps and holes that exist within the standard Medicare coverage. Medicare Advantage plans are offered by private companies approved by Medicare. Medicare subsidizes these advantage plans. When you have an advantage plans such as Medicare Advantage Plus, it means you have normal Medicare plus some additional benefits such as drug coverage.
Medicare Advantage Plus offers all the benefits of the original Medicare and more. If you qualify for Medicare, you qualify for advantage plans. You cannot be excluded as a result of pre-existing conditions and you don’t need to undergo a medical examination.
Medicare Advantage Plus replaces your normal Medicare coverage and offers additional benefits that will result in lower out of pocket costs. There are different plans to choose from such as
- Preferred Provider Organization (PPO) Plans
- Health Maintenance Organization (HMO) Plans
- Private Fee-for-Service (PFFS) Plans
- Medical Savings Account (MSA) Plans
- Special Needs Plans (SNP)
The team at PRS insurance will be able to help you with the best options for Medicare and Medicare Advantage Plus.