If you need help with Medicare advantage plans inDallas, Denton, Fort Worth, Houston, the you need look no further than PRS Insurance. Their team of consultants work for you and they will get you the most affordable insurance rates anywhere in the Lone Star State. They specialise I health insurance and can help you with Medicare, Medicare supplements, Medicare advantage plans and other health care products.
Medicare advantage plans are offered by private companies and must be approved by Medicare. They are referred to as Part C or MA plans. Private companies offering Medicare Advantage plans receives a subsidy form Medicare and they must follow the rules set by Medicare.
Medicare advantage plans offer all the benefits you get under original Medicare. Original Medicare still covers your hospice care even if you’re enrolled in a Medicare Advantage Plan. Irrespective of your advantage plan, you are always covered for emergency medical care.
These advantage plans also offer additional benefits not covered by the original Medicare. For example, other than end-stage renal disease (ESRD), they have no limitations for pre-existing conditions and physical examination is required. Medicare Advantage plans also offers additional coverages such as visions, hearing, dental and even wellness programs.
There are also various plans you can choose from and PRS can tailor the plans to fit your requirements. You must be eligible for Medicare Part A before you can enrol in a Medicare advantage plan. You also need to continue with your Part B payments. In some cases, costs for your Medicare advantage plan could be lower than costs of the original Medicare programs. There are different Medicare advantage plans such as the ones listed below:
- Preferred Provider Organization (PPO) Plans
- Health Maintenance Organization (HMO) Plans
- Private Fee-for-Service (PFFS) Plans
- Medical Savings Account (MSA) Plans
- Special Needs Plans (SNP)